In this case, you may be entitled retroactively beginning with the month of September 2008 (six months before you filed an application).
Retroactive benefits for months prior to attainment of FRA are not payable to a retired worker, spouse, or widow(er) if this results in a permanent reduction of the monthly benefit amount.
During the years they're out of the workforce, women don't earn credits toward Social Security benefits.
Q: Does the person whose background I am checking know that I am doing this? An authorization form signed by the individual is required before we initiate the background check. Alternatively, we can coordinate this process with the subject, so that their personal information such as social security number remains safe. A: The results from this background check package are typically returned same day to 24 hours, depending upon the complexity of the background. A: Whoever pays for the package will receive the report.Q: The individual I would like to run a background check on is worried about their personal information such as social security number. A: We keep the subject's personal identifiers such as Social Security Number private in two ways.First, we can work directly with the subject to obtain the information, so that it never passes through their potential date's hands.Second, we mask the Social Security Number on the reports that we deliver, so that it remains private.Q: What if the individual doesn't agree with the results of the background check?A: If the individual would like to challenge the results of the report, please have them contact us and we will speak with them directly.En español | Q: Is it true that women generally get lower Social Security benefits than men? In 2015, the average annual Social Security retirement benefit for women was ,184; for men it was ,000. A: One reason is that many women take time off from their jobs and careers to stay home and raise their children.However, there are exceptions, and you need to be aware of how to keep yourself - and your bank account and savings - protected while meeting people online.The Risks Privacy Maintain privacy and avoid identity theft or fraud.Our members are community legal centres and organisations whose role is to provide disadvantaged people with free and independent information, advice, education and representation in the areas of social security and family assistance.Our members operate in all states and territories of Australia.